Cheryl Knowlton, CSP, CDEI
Knowlton
Cheryl Knowlton, CSP, CDEI
Risk Management
Compliance
Negotiations
Virtual
Ignite the Fire of Learning
Speaking Fees: Keynote and 1/2 Day:$4250, Full Day: $6000 + Expenses

Cheryl Knowlton, CSP (Certified Speaking Professional), aka “The Compliance Queen,” is on a mission to empower real estate and mortgage professionals to thrive without burning out, protect their licenses, and build lasting legacies. With over 25 years of industry experience, Cheryl brings unmatched energy, heart, and humor to the stage, classroom, and podcast mic. Whether you need to master compliance, develop authentic leadership skills, or just stay out of jail, Cheryl's got you covered!

As the creator of two Utah pre-licensing schools and an internationally recognized speaker, Cheryl has trained tens of thousands of real estate agents and brokers across the U.S. and internationally. She’s the go-to expert on compliance, risk management, ethical leadership, and burnout prevention, helping professionals navigate the ever-changing real estate world with clarity, confidence, and a little bit of fun.

Cheryl's passion doesn't stop at compliance. As the host of the Top 10% "Real Estate Power Playbook" podcast, she shares candid insights and interviews with industry thought leaders on topics like compliance hacks, authentic leadership, team-building, and personal growth.  Her show helps listeners stay ahead of industry trends and avoid costly mistakes, all while staying grounded and building careers with meaning. 

On the live stage, Cheryl brings high-energy presentations that leave audiences laughing, learning, and ready to take action. She’s a Certified ICF coach who helps leaders unlock their potential and align their careers with who they really are. From national conferences to workshops and corporate trainings, Cheryl delivers actionable takeaways and real-world strategies that empower professionals to lead with integrity and impact.

More Than a Speaker—A Leader with Heart

Cheryl's work is deeply rooted in her own personal journey as an adoptee who overcame a challenging childhood to become a force for resilience, self-awareness, and authenticity. Through her Elite Power Producers Retreat, coaching programs, and speaking engagements, Cheryl shows others how to lead authentically and create careers they love—without losing themselves along the way.

When she’s not on stage or behind the mic, Cheryl is a three-time author who writes about leadership, resilience, and achieving sustainable success. Her books inspire professionals to stay grounded in their values while growing their businesses.

On the Personal Side

Cheryl is joyfully married to her Prince Charming, Rick, and together they have 14 grandchildren who keep life exciting. A Disney enthusiast at heart, Cheryl has completed 31 half-marathons and finds joy in skiing, hiking, and traveling. She’s also a dedicated football fan, cheering loudly for her favorite teams, with her loyal dog Scooby always by her side. 

Speaker Topics

CHERYL KNOWLTON: Putting the Fun in Funding: Understanding Mortgage Basics

Why should a real estate agent learn the ins and outs of the mortgage world? Because if you don’t, it may negatively impact your ability to close a transaction effectively and efficiently! The mortgage world has turned upside down in the past few years. If you have been in the business for a while, your head may be spinning when you consider the massive changes that have occurred. We will review the basics of mortgage, and thoroughly investigate how we, as a country, got into this credit crisis to begin with. Come join Cheryl for this fun and informative course! Session Options: 1-4 hours

CHERYL KNOWLTON: RESPA Reform: What You Don’t Know Will Hurt You

Who says education can’t be fun? Using a variety of methods, we will explore the extensive changes the federal government has made to RESPA laws. Learn details about form revisions, behaviors acceptable by REALTORS® under the new laws, referral fee criteria and the trips and traps that can you into professional difficulty. Join Cheryl today and avoid costly mistakes that are entirely preventable. Session Options: 1-4 hours

CHERYL KNOWLTON: Risky Business: Are You and Your Agents at Risk?

A highly interactive ethics and law update course where Students gain competency in handling real estate transactions is the primary focus. Antitrust, and Misrepresentation are the primary areas of review. Participants will be actively involved in viable case studies, as well as group discussion regarding ethics issues. Session Length: 1-4 hours

CHERYL KNOWLTON: Feeling the Love: The Danger of Buyer Love Letters

In a world of multiple offers, we want our buyers’ offer to stand out. However, there are good AND dangerous ways to play that game. Are “Love Letters” – letters written by the buyer to emotionally influence the seller – legal? Are there potentially unintended consequences for submitting a “Love Letter” with your buyers offer? Join us for this timely and important course on avoiding unintended fair housing bias and discrimination. Session Options: 1-3 hours

CHERYL KNOWLTON: Getting Past No: Negotiating Strategies for the Real Estate Professional

Negotiation is one of our FIVE ESSENTIAL SKILLS as a real estate professional. Most real estate professionals lack the key negotiation skills they need to succeed in championing their clients at the highest level. Take your negotiation game to the next level with this fun, interactive course. Session options: 1-4 hours

CHERYL KNOWLTON: Cover Your Assets: Protecting Yourself from Liability

Have you ever wondered how and why some agents get themselves into trouble? Stay out of court and possibly jail by getting and staying far away from the hottest legal pitfalls. Learn how to use state forms and contracts to protect yourself and your clients from liability in this exciting and informative course. Session options: 1-4 hours

CHERYL KNOWLTON: Cracking the Code: Living and Applying the Code of Ethics

Did you know? Statistically, most agents who get sideways with the Code of Ethics do so accidentally. Do we KNOW the Code? How can you LIVE it if you don’t know it? Get ready to engage and share your opinions in this fun course as you examine specific scenarios and LEARN the Code, so you can LIVE the Code! Session options: 1-4 hours

CHERYL KNOWLTON: The Ethical Realtor: From Disclosure to Due Diligence: Understanding Our 6 Fiduciary Duties

A comprehensive overview of agency and the six fiduciary duties of a real estate agent - and how to implement them effectively. Participants will explore each duty in detail and develop strategies for compliance with ethical standards. The course examines the potential legal and financial risks associated with violating fiduciary obligations and provides practical insights for avoiding such risks. By the end of the course, real estate agents will be equipped to protect their clients’ interests and establish themselves as ethical and trustworthy professionals. Session options: 1-4 hours

CHERYL KNOWLTON: Danger Zones: The Intersection of Advertising and Fair Housing Law (Also taught as “Two Worlds Collide: The Intersection of Advertising and Fair Housing Law”)

This is a crucial real estate course that addresses the critical intersection of advertising and fair housing laws. This course is ideal for real estate professionals, including agents, brokers, and marketers, who want to ensure that their advertising strategies are compliant with fair housing laws. The course begins by examining the fundamental principles of fair housing laws and how they apply to advertising. Participants will learn about protected classes, discriminatory advertising practices, and the legal and ethical implications of non-compliant advertising. Session options: 1-4 hours

CHERYL KNOWLTON: The 246 Things That Can Go Wrong in a Real Estate Transaction

Holy cow!! You know that real estate transactions can be complex and multifaceted, and there are many pitfalls that can derail even the most well-planned deals. BUT! Did you know - there are 246 Things that can go WRONG??? In this course, we will explore the 246 things that can go wrong in a real estate transaction and provide strategies for creating awareness and then avoiding these common pitfalls. Through a combination of interactive exercises and case studies, we will learn about the most common issues that arise in real estate transactions, including legal and regulatory compliance, financing challenges, property condition and inspection issues, and so many others. You will gain a deep understanding of each of these potential challenges and learn how to anticipate and mitigate them to ensure a smooth and successful transaction. Session options: 1-4 hours